Author: Henry R. Lares

Henry Lares is still early into his career as tech reporter but has already had his work published in many major publications including Tech Crunch and the Huffington Post.  In regards to academics, Henry earned an engineering degree from Apex Technical School. Henry has a passion for emerging technology and covers upcoming products and breakthroughs in science and tech.

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News

How to Take Advantage of Your Vehicle’s Equity

Fund Your Dreams with The Value of Your Car

You either saved up enough cash to buy your vehicle outright, or spent at least a couple of years paying off a car loan. Now that you have equity in your car, if you need cash to pay bills or take care of other obligations, it’s a simple task to get the money you need!

One of the easiest ways you can take advantage of your vehicle’s equity is through a car title loan. If you need money quickly, title loan companies can provide you with cash based on the value of your car, your monthly budget, and how much money you need.

Who qualifies for a car title loan?

Almost anyone qualifies for a title loan, as long as they meet basic common criteria, regardless of their credit score.

Title loan companies require you to own your car, for your car’s title to be free from liens, and for you to be at least 18 years old. Some age laws vary by state, however, so check with your local title loan company to verify.

With no other requirements, title loans are the easiest short-term loan you can get when you need money fast.

What are the benefits of title loans?

The best part about getting a title loan on your vehicle’s equity is that you get to keep your car while you pay back your loan. Once you’ve paid in full, your title is returned to you. As long as you pay back your loan, you continue car ownership with no future penalties. You can even take out title loans on the same vehicle over and over again if you need to.

Title loans have lower interest rates than personal loans, because your car title acts as insurance that you will pay back your loan. You also will not need to pay a loan origination fee, like you would with a personal loan through a traditional lender. If you know you can pay back your loan, you have nothing to lose by applying for one.

Applications for title loans tend to be short and to-the-point. The questions are simple to understand and it doesn’t take long at all to fill out paperwork.

Another great thing is that title loan companies don’t check your credit because they use your car title as collateral. This makes title loans perfect for people with a history of poor credit.

Car title loan companies understand that not everyone has perfect credit, and they don’t hold it against you. Instead, they want to help you get the money you need instead of making you jump through hoops or feel defeated after getting denied for loans over and over again elsewhere.

Car title loans are given to you in cash. You do not need to make a separate trip to the bank to cash or deposit a check, or to wait for a bank to process the check. You can use your money right away.

How do I pay back a title loan?

Most title loans are repaid on a 60-day term, but many title loan companies are flexible with you on the duration of your loan, especially if you commit to making steady payments. Look for car title loan companies who offer renewable repayment options if you need more flexibility when paying back the loan.

If you don’t repay your loan on your agreed-upon schedule and don’t contact the lender to update your repayment terms, you risk repossession of your vehicle. However, repossession is a long, complex process that title loan lenders prefer to avoid. Be sure to let your lender know if you need to adjust your repayment schedule.

Paying back a title loan is a simple process. You only need to drop off or mail your payments to the title loan company you borrowed money from. Some even allow you to make your payments online.

What can I do with a car title loan?

Commonly, people take out title loans for things like:

  • Utility bills
  • Medical bills
  • Car repairs
  • Construction materials for household repairs
  • Technology, like computers for school or freelancing jobs
  • Tuition fees for college or daycare
  • New furniture
  • Specialty clothing for formal occasions
  • Other unexpected expenses

There are no rules about what you must use your loan money for when you take out a car title loan. If you need money for it, you can get a title loan to cover the cost. It’s totally your choice what to do with your funds. As you can see, a title loan is a great way to take advantage of your vehicle’s equity to get money when you need it.

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Finance News

How The Coronavirus Has Affected Emerging Markets

Emerging Markets

The novel coronavirus disease, discovered in the year 2019 and also known as COVID-19 for short, has certainly rocked the world. Numerous cities and nations are on total lockdown, worldwide. Millions of people are in their homes except for the essential workers, in a bid to curb the virus. However, there’s a limited amount of time countries can be on house arrest before the world starts to feel it. We’re not just feeling it socially; we’re feeling it in our economy too.

Globally, every part of our society has been affected by the pandemic. Practically every industry has been affected in some way. Emerging markets all over the globe are taking a severe hit. It’s been a downward spiral for a lot of business since the virus first appeared in China. Quickly spread to Europe and is now wreaking havoc in North America and the rest of the world as well. One of the industries you might least expect or not even consider how this global disruption affects is the cannabis industry. Yes, even weed is taking a hit in these times. So with no clear end to the pandemic insight, you should know more about how exactly the virus is affecting the emerging markets.

Without the coronavirus in our streets, many of us are used to working 9-5 jobs, five times a week. But with so many people being outrightly barred from leaving their homes and going to work, unemployment rates have skyrocketed. The rate of unemployment is not so staggering that it made history. So what happens when businesses can’t function and can’t pay their staff? Their expansion cripples, and their shares fall. Unfortunately, the cuts in interest rates that many countries are applying can’t seem to get the shares back up.

Transportation/Cab Services

To curtail the spread of the virus, travel bans have been imposed on several cities. Depending on the severity of cases in the country, it can range from not allowing flights from infected countries to a total lockdown of cities within states. A case study would be Wuhan in China and Lombardy in Italy. The increased regulations have made traveling as a whole rather stressful. Many flights have been delayed or canceled altogether.  Emerging industries such as cab-hailing services like Uber, Lyft, and others that have become quite popular in recent years have taken a hit. With everyone staying in their home, patronage is at its all-time low and even drivers are unable to work due to the lockdown.

Biohacking

If you’ve never heard of biohacking beforehand, it is probably because it is an industry that has become popular only recently. Also known as DIY biology, the practice that is aimed at boosting physical and mental performance with habits like IV hydration therapy, sleep tracking and so on has become the rave in recent times. But even the health sector has been affected by the corona scourge and biohacking is affected as well. With the stay at home order, biohacking backed businesses in this sector have seen a decline as well. Of course, given the nature of their operation, the new wellness field should bounce right back once the epidemic is curtailed.

CBD Businesses

Before the coronavirus reared its ugly head, the marijuana industry was just starting to thrive. While a lot of progress has been made in the advocacy for general acceptance, the market is still a young and barely thriving one. The prevalence of the disease only made it worse. Both recreational users and those that use of marijuana as tinctures, massage oil, edibles and a host of other medical uses are also affected. With supply cut off, and businesses shut down in compliance with isolation orders, those who are interested in purchasing marijuana legally are having a hard time getting access.

Unfortunately, with most new markets, a lot of the interest is reinvested in the capital. So with no additional profit, emerging industries in various places like the cannabis program in Oklahoma face a considerable challenge. To get this market back on its feet, governments may have to get involved and offer bailout for businesses in this market. Despite its proven positive uses, cannabis remains illegal in the federal arm, another possible hindrance to the possibility of receiving help.

How To Ride It Out

The coronavirus has disrupted a good chunk of our lives. But like every other disease in the history of humanity that has come and gone, so will this. So emerging markets and industries will need to find new and innovative ways to ride out the storm and come out with their businesses intact. There are a couple of measures that can be implemented to help ride out the wave of the pandemic. In summary, COVID-19 has affected a lot of newer industries quite negatively not to mention the number of existing industries that have been crippled as well. The economy of the entire world may be on its back right now. But if the right steps and measures are taken, both the emerging markets and conventional industries can all still make a comeback.

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News Tech

Revolutionizing Online Experience: Snaptube Is One Of The Best Apps For Downloading Videos

We’re living in a strange reality these days, a reality we’ve only experienced while watching all kinds of Sci-Fi movies and shows on Netflix. The coronavirus pandemic and the global crisis that it triggered changed our lives in a way we never thought to see, and this might just turn out to be one of the most significant disasters of our generation, if not the most terrible one.

Everyday life has changed drastically, and the daily routine is unfortunately governed by fear and uncertainty, leaving people wondering when and if life will get back to normal, to how we used to live – free and fearless. All the changes that people are making these days in order to cope with the lockdowns all over the world, unemployment, shattered healthcare systems, and shaken economies will probably last more.

The rise of digital world

On the other day, this global crisis in the middle of which we are triggered new changes that have become implemented into our lives, and they are set to change the face of reality for good. People are now working from home more, and we’re basically spending 99% of our time indoors. We avoid going shopping, and we choose online shopping instead; we pay for the goods and services online instead of using fiat money due to the fact that banknotes have become a potentially dangerous weapon that can support the spread of this virus and so on. Long story short, life becomes more and more digital.

With so much time on our hands, why not find something fun and pleasant to do at home as well – because now we really can’t complain about not having free time.

Revolutionizing the online experience

Probably the most favorite way of spending free time these days became surfing the net, watching videos, movies and more. In some locations, people might experience bad Wi-Fi signals with so many people hopping online 24/7 these days, and this can be easily solved with the help of users downloading software.

Snaptube, for instance, is a free downloader app that will definitely come in handy during these strange days.

Download videos to all formats and in all solutions

This handy app will allow users to stream or download HD videos, offering users the best possible experience. From 144p to 720p, 1080p HD, 2k HD, 4K HD, the app provides users with the best resolutions that will meet anyone’s demands. Another thing worth noting is that you can download music and audio in MP3 or M4A format too, with high quality up to 256 kbps. What more could you ask for?

Snaptube supports more than 50 of your favorite websites

Snaptube also supports more than 50 websites that we already know you love and use on a daily basis. These also include Facebook, Instagram, WhatsApp, YouTube, and more. With Snaptube, you get the chance to download free videos from all these great websites. This will turn out the best deal during the times we have to spend at home all day long.

Floating Window

After you install Snaptube on your phone, you will also need to offer the app the permission for a floating window.

User-friendly interface with dark mode

Another great feature that Snaptube has to offer is a great UI to meet all of the users’ demands. The app also comes with the opportunity to use a cool night mode theme, which will turn out really great for those long nights during which you want to enjoy your favorite movies and music. Weekends were made for partying, but now, movies and concert marathons are the best choices at home.

How to download Snaptube and how to use the download function

In order to download Snaptube, all you have to do is head over to the official website and press the yellow download button. Install the APK on your PC, and you’ll be good to go.

To install the app on your Android device, you can directly install Snaptube from the official website.

If you’re downloading the app on your mobile phone, you might be hit with a bit of trouble, but don’t worry because this can get fixed in a second, you simply have to check that your mobile device has enabled the third-party app download option. You have to head over to the Settings of your Android phone and check out where Security & Privacy is. Head over to Install unknown apps and enable the option which was probably disabled before, you can now download Snaptube instantly.

If you’re wondering how to use the download function, first of all, you can browse the recommendations that Snaptube provides or use the built-in search engine in order to locate videos. After you find the video that you want to download, you can get it by simply tapping on the download button that’s located below the video. You’ll see it in the details section. You will also get the chance to choose the resolution that you want.

Snaptube is one of the best video downloaders that you can possibly find out there, and it holds some really cool features that will boost your online experience to the moon and make your days a bit brighter.

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Finance News

List Of Businesses Which Can Highly Benefit From A Social Media Boost

Social media is one of the most accessible forms of marketing tools available to any business today. Studies have shown that a large majority of consumers trust brands they follow on social media platforms and are more likely to do business with them. In fact, social media recommendations serve as a quick word of mouth for any business open to customer review.

Despite its popularity in recent years, less than half the businesses around the world use social media as an effective tool. The technology sector has warmed up to it, but others are still waiting with one foot in the door. However, there are quite a few businesses that can benefit from a social media boost.

8 Businesses In The Need Of A Social Media Boost

1. Real Estate – Real estate is usually the first market to boom in a progressive economy and the first one to take the brunt as the economy collapses. In each of those instances, however, it needs to reach its core buyers. Social media can be an excellent space for real estate marketing.
Creating ads and campaigns to show off your real estate space is a great way to catch a budding buyer’s attention. There are, in fact, apps such as InVideo which provide templates to make professional advertisement videos of real-estate offerings with just a few clicks. By making these videos trend on social media and gathering enough views and engagements, one can ensure a steady lineup of buyers for their projects.

2. Hospitality – The hospitality sector is already on social media, thanks to the habit of guests posting pictures of their travels. This means all they have to do is ride the already existing wave. In order to do so, they need to have their presence felt over different social media platforms.

Traditionally, the hospitality sector has relied greatly on word of mouth. With the advent of the virtual space, all they need to do is now maintain a similar space online. By sharing small glimpses of their properties and services, not to mention guest stories and reviews, hotels, and other such businesses can greatly influence customer taste and bring them to their doorsteps.

3. Restaurants – Already, the big chains like McDonald’s and Burger King are killing it on social media. But the fine dining experiences or the smaller, more homely restaurants are missing out on the game. Given how eating is still embedded in our society as a community activity, it is important for these establishments to find a footing in the latest community exercise of our race – social media platforms.

It is easy enough to help build a community around your establishment. Sharing pictures and videos of meals, guest experiences, special offers, and events while inviting patrons to join you are simple things a restaurant needs to do online to keep a steady following. Not to mention its the online reviews that can make or break a business.

4. Salons and Spas – These businesses aren’t very high on the list of must-haves on the majority’s list, but it doesn’t mean they cannot keep a steady hold of their customers. “Monkey see, monkey do” is a phrase commonly used by satirists and scientists alike to describe the herd nature of humanity. This is no different.

Posting relaxing videos of treatments or pictures even can push an otherwise uninterested person to seek out your services. Everyone needs relaxation in their lives, maybe even a makeover. Social media can be that nudge that pushes them towards finally making that decision and, in turn, finding your business a new client.

5. Movie Theaters – With the advent of streaming platforms, many complain that going to a movie as a social activity has lost its shine. The fact that people can share their streaming experiences online is a big reason behind this. However, with the right marketing and strategy, a movie theater can ensure its survival.

By using social media to not only advertise its weekly lineup of the movies but also by allowing moviegoers to find a platform to share their experiences with each other, a theater can adopt a significant portion of the streaming experience. Albeit on a bigger scale.

6. Breweries – Drinking has always been a social activity. Bars and breweries can take advantage of this by bringing their businesses on to social media. By presenting their prospective patrons a glimpse behind the curtain, enthralling them with flavors, and selling them the idea of a fun night out, breweries will find themselves packed every night.

Imagine going onto Facebook and coming across a photo slideshow maker with music in the background, moving from one of your favorite beer flavors to another, inviting you to an evening of fun and frolic, of beer tasting and socializing. It is bound to pique your interest, and the brewery would have gained a new patron.

7. Fitness Centers – People today are getting increasingly conscious about what they put in their bodies and how fit they are. Gyms and fitness centers across the globe are a rage as people, after having spent hours sitting at the same spot, working all day, are flocking to find a way to get their body the much-needed exercise. And like the hospitality and food sector, word of mouth matters here.

Fitness centers can find a boost for their businesses by making their presence online. Not only on social media platforms like Facebook and Instagram, but they can also find steady clients even by posting fitness-related tutorials on YouTube. The more people see from you, the more likely they are to trust your expertise in the field, and the more likely you are to find new clients.

8. Cosmetics – All across YouTube, Instagram, Facebook, and Twitter, makeup tutorials are a rage. It is a good time for cosmetic businesses to hop on to the trend, make their own set of videos and adverts, and find loyal customers amidst the hoards of men and women stalking these makeup videos. It can give their business the boost it needs.

There are proven statistics available online on how so many businesses depend on social media for ad revenue generation. At least 1/3rd of consumers tend to research brands on social media before making a purchase. At this juncture, every business must make social media a part of their regular business strategy if they are to pull off a successful and long-running venture.

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Crypto News

Wordlex — Review On The Project Of Staking With 2% Profit Per Day

Hey Everyone! The List Of Has Been Replenished With  The New Product Wordlex (Official Site Wordlex.Io). The projects offers to buy its own token and earn profit with staking. we add the project among the first, when writing this feedback, the fund is in the process of being finalized – you can register right now, but main information sections will be added soon.

Some Basic Information

Launching Date 20/03/2020
Token Available On Waves.Exchange
Social Media Telegram
Investment Amount 10000 Tokens
Accepted Currencies Waves (Tokens Available For Buying Through Waves.Exchange)
Language English, Russian
Min Contribution $ 1
Refer System Available
Website Click Here For Visit Homepage

 

The company wordlex is registered in hong kong, and its main activity is developing software, scripts and products in blockchain segment. the project has own currency that has been allocated through ico — 300 million tokens have been sold in pre-sales and issuance of tokens is unlimited. as of today, the project assumes that it has finished software products such  as trade robot, faucets claimer, cashback х2.

Marketing In Wordlex Project

The essence of earning in wordldex reduces to the following: the project will accrue profit for coin holding. to earn with staking, you should buy at least 10000 tokens of wordlex. at this stage of beta-testing, you can buy through Waves.Exchange. Then Tokens Can Be Sold And Purchased Directly Through The Platform.

Depending On The Number Of Coins You Have Acquired And The Term Of Holding, You Will Get Profit Starting At 2% Per Day.

Specific Features Of Marketing:

  • To Earn Money With Staking In Wordlex, You Should Buy At Least 10000 Tokens Of The Project.
  • Price Per Coin May Be Changed, At The Date Of Launching It Will Cost 0.01 Waves Per 1 Token Of Wordlex.
  • Withdrawal Will Be Made Instantly.

Partner  Program

Cooperating under the wordlex partner program will allow you to earn interests on 5 levels in deep. the project will pay 21%-15%-10%-5%-1% from income of referrals, you have involved with your partnership link.

As the partner fee in wordlex.io is paid not from referral’s deposits, but from their income, refback has not been defined in this project. nevertheless, registration on our partnership link will allow you to get advice and deposit protection in case of force-majeure.

How To Register At The Site Wordlex.Io And Make A Deposit?

  1. For Registration You Should Click On Our Partnership Link, On The Main Page You Should Choose «Create Account«.
  2. In The Authorization Form You Should Go To «Sign Up«. Then Record Your Name And Surname, E-Mail, Password. Enter Captcha And Accept The End-User License Agreement. The Last Step Is To Click On «Sign Up«.
  3. In Waves.ExchangeYou Should Buy Tokens And Send Them To Your Wallet Address That You Can Copy In Your Personal Account In Section «My Wallet«.

Why Wordlex Coin?

We comprehend that the most ideal approach to stand out to any extend is cash. what’s more, considerably more when it’s automated revenue. we determined the most extreme conceivable pay and referral program so as to draw in however much consideration as could reasonably be expected to our items and for every client to increase positive experience from utilizing our items and acquire cash.

At wordlex.io will be a personal account with wordlex coin pos mining with 2% daily profit and 5 line referral program, also passive earnings tools that can be purchased only with wordlex coin. we have marketing for 5 years. and this will not be the end, because we are constantly in search of new ideas and solutions for making money.

Wordlex: feedback and our conclusion

Wordlex is a project with its own token that offers the members to earn with staking. we leant about the project before launching, as this platform is challenging and quite prospective, we decided to join with other first members. the specific project’s feature is that its token is not just inner currency, but real digital money traded through waves.exchange. furthermore, it can be easily checked in blockchain that 300 millions of tokens have been sold in pre-sales.

The project is focused on further growth and operated in beta regime. further, the fund will be improved, in particular, more information will be added and selling and buying of coins will be available not only through the exchange, but also through the personal account. we can see that the administration is ready for serious work, there is a certain road map available which founders of wordlex will follow and develop their fund. as the founders take after stable coin that is directly adhered to their profit, it is additionally evidencing of future prospects of this platform. according to the admin, scam of wordlex is possible if all members sell their coins at the same time. as for promotion, it will be at the end of march, and global international promotion is further expected.

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