Author: Henry R. Lares

Henry Lares is still early into his career as tech reporter but has already had his work published in many major publications including Tech Crunch and the Huffington Post.  In regards to academics, Henry earned an engineering degree from Apex Technical School. Henry has a passion for emerging technology and covers upcoming products and breakthroughs in science and tech.

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PlayStation 5 News – Sony Might Launch a New “PS Plus Premium” Service

Even though Sony has yet to announce any official details about the highly anticipated PS5, PlayStation fans are hoping that the next-gen console will arrive in 2019. While this might seem like a far stretch since Sony doesn’t even want to mention PS5, a brand-new leak is leading us to believe that PS5 might actually be announced sooner than expected. The new leak comes from a European developer who reported to “Segment Next” that Sony is working on a revamped premium PS Plus subscription service that will be exclusive to PS5.

PS Plus Premium for PS5

According to the European developer who is claiming to have worked for Sony, the Japanese based tech giant is planning to launch a special PS Plus Premium subscription service that will be exclusive to PS5. From what we can tell, the new subscription service is going to give PS5 players access to lots of features such has guaranteed early access to new games and even a private server for the player.

While the PS Plus Premium subscription service might sound great, we have to note that it doesn’t look like the “average” gamer is going to benefit that much from it. The only thing that could make it worth its money, assuming that it will also feature a premium price tag, would be to give subscribers access to even more monthly AAA free games.

2019 Release Date

PS5 is probably not going to make a surprise appearance during this year’s E3 gaming event. However, the all-new PS Plus Premium subscription service might do. Announcing the new service would be the best and simplest way for Sony to get fans hyped up about PS5 without showing off the console’s unique features and powerful hardware specs. Since we are talking about PS5, we need to note that the only feature that we know the next-gen console is going to feature is a Backwards Compatibility program for older games.

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iOS 12.2 Jailbreak Impossible? Apple’s Latest Update for A12-A12X Devices

The recent iOS update from Apple reached version 12.2, and the next one should be released around September. While some users just go with the official iOS version, others want to jailbreak their devices to get access to more features, but also making them more vulnerable to threats. With this latest update from Apple, hackers are having a hard time jailbreaking the update.

The Last Jailbreakable iOS Version for A12-A12X Devices

The jailbreaking community had received some bad news over the course of the past two weeks when Pwn20wnd, the unc0ver developer announced that the iOS 12.0-12.1.2 jailbreak versions of the A12-A12X devices might be the last ones available.

Apple updated the iPhones and iPads to iOS 12.2 and Pwn20wnd, who is behind the iOS 11 and iOS 12 jailbreak and the most reliable person in the jailbreak history, said that he has no hope for future jailbreak versions for the A12-A12X devices (also known as arm64e devices):

Today, he added that users must stay on the current firmware and block all OTA updates and wait for the A12-A12X support. He also retweeted the previous message in which he announced that unc0ver was updated for (arm64e) support and they are waiting for Cydia Substrate update:

The unc0ver team keeps updating the iOS 12.0-12.1.2 jailbreak version to fix bugs and stability issued and at the moment, they’re working on the v3.0.0 which was recently in beta and has now been released for public testing.

iOS Jailbreak vs. The Official iOS

Will the next iOS updates allow jailbreak developers to hack the phones since Apple is working harder and harder on making the phones more secure? We can only see what the unc0ver team has to announce.

If you plan on jailbreaking your iPhone or iPad, you should know that there are many risks: you may expose the phone to viruses or threats, and the warranty from the manufacturer is terminated after you Jailbreak the device.

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Met An Accident? Here’s What You Should Do

Accidents are inevitable. No one plans for it to happen or knows when it might, but accidents are real and you never know when you might find yourself in one. Hopefully, it’ll be something minor, where no one is hurt and the insurance can sort it out, but for those more serious accidents, it can be hard to keep track of everything going on, especially if you’ve been injured. The first thing you need to do is try to stay calm. As long as you’re calm, you can make sure you take care of everything you need to do in order to protect yourself from getting stuck footing the bill. Here are the steps you’ll want to take when in an accident where injuries are involved.

1. Call The Police

Before anything else, call the police to get a police report, and possibly an ambulance if necessary. Give the officers as much information as you can about the location of the accident and vehicles involved, as well as any other possible injuries the other party may be suffering from. Getting a police report is probably one of, if not the most important step. A police report ensures there is an objective account of the events from an authoritative source. This gives insurance companies a reference to work off of if there are conflicting statements from multiple drivers. The report will also list the complaints and injuries of all involved parties, that way if anyone mysteriously pops up claiming injury and involvement who wasn’t originally there, the police report can reference that.

2. Check on the Other Drivers and Take Photos

With the police called, make sure the other parties are alright and while you’re there, take photos of the license plates and insurance information. Offer your insurance information to those willing to provide theirs, but if anyone refuses to provide their information, don’t worry too much about it and don’t fight them on it. The police will get all of that information down and provide it in the report once complete. The important part is to get photos of the license plates and possibly damages if you’re physically capable. If you’re too injured to leave the vehicle, or trapped in your car, take what photos you can from where you are.

3. Call Your Insurance

Once all that is taken care of, call your insurance and start the claims process. They’ll take you through some basic questions like where the accident occurred, a brief description of the accident, and information about all vehicles involved. Answer as best you can, and try to provide as many important details like the make and model of cars involved, points of impact, and how many others are involved, along with potential injuries. Don’t worry if you can’t get everything in on the first call, a claims specialist will follow up with you within the first 24 hours after an accident to gather more information and go over a detailed account of the accident. The important part here is to get the claims process started.

4. Seek Legal Counsel

While it may not always be necessary, it is often a good idea to retain an injury lawyer if you have any kind of suspicion that the claim might take a sideways turn. If any drivers fled the scene, if one driver changes their story or if there are extensive injuries on any of the involved parties, or if people who weren’t initially at the scene start crawling out of the woodwork, seek legal counsel immediately. Your insurance usually has a legal department which helps with matters like these as well, but having your own attorney can help assist your insurance legal department, and might be able to utilize other resources or have more time available to work on your case than your insurance company’s legal team.

5. Keep Records of Everything

As time passes, details get fuzzy and sometimes you don’t always remember exactly how things happened, or forget which vehicles were involved where. Most insurance companies take recorded statements from each party involved, but that doesn’t mean you shouldn’t keep your own records regarding the accident. Make a folder or two for anything related to the accident, one for the medical side of things (doctors bills, medical coverages, etc) and one for the auto side of things (damages, details about the accident, inspection notes and estimates).

Injury claims can sometimes take years to fully resolve, as it can be difficult to estimate a final value on continuing treatment, as well as putting a value on pain and suffering caused along with other incidentals. Keeping detailed records will help make sure you keep up with any deadlines you need to keep in regards to sending documents to your insurance company and the like.

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Total War: Warhammer II Gets a New DLC – The Prophet & The Warlock

Prepare for a new DLC in Total War: Warhammer II, which will be released on 17 April. It has called The Prophet & The Warlock, and it includes a lot of scales and fur.

The name of the DLC refers to Tehenhauin, the Prophet of the great Serpent-God Sotek and the Warlock Engineer Ikit Claw which will fight against each other.

After the Lizardmen had a taste of the Skaven’s warped plagues, the prophet wants to take his revenge on the Skaven. He has gathered the Red Crested Skinks to make sure he’ll destroy the foul Skaven. But what he doesn’t know is that the engineer Ikit Claw found a deposit of Warpstone under the Lustrian jungles. Using the Forbidden Workshop, Ikit Claw was able to equip his army with deadly weapons that will devastate everything around.

If you have not seen the trailer, its right at the bottom of this article, where you will see part of a fight between Lizardmen and the Skaven.

The Prophet & The Warlock DLC Content

The DLC will come with the next features, notes the Total War blog post:

  • Two powerful new Legendary Lords with new quest chains, legendary items, and skill trees
  • Play as Clan Skryre (Skaven) or the Cult of Sotek (Lizardmen) with unique new campaign mechanics
  • Two new additional Lord types
  • Nine new battlefield units and variants including the bullet-spewing Ratling Gun Weapons Teams and the fearsome Ripperdactyls
  • Unleash ultimate devastation with the Clan Skryre Doomrocket or summon an aspect of the very Serpent-God himself into battle with the Great Invocation of Sotek!
  • New Regiments of Renown to unlock, recruit, and field

The Prophet & The Warlock will be available on PC on April 17th and later on Mac and Linux. It can also be pre-ordered on Steam (with 10% discount). For more facts about the DLC, check out the blog post released on the official Total War website. Now let’s check out The Prophet & The Warlock Trailer.

 

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Tips On Raising Funds For An International Venture

You have an excellent business idea and an even better business plan. The only problem is, you lack the capital to implement your plans. Even worse, you don’t know who to approach for financing.

Should you approach your bank for a loan? Or, are there other alternatives to explore? To answer the first question: By all means, approach the bank. As for the second: Yes, more alternatives exist, ready to be explored. And here they are.

1: Apply for a Bank Loan

You have a bank account, right? Then approach your bank for a loan. Chances are, it’ll give you one in as little as 24 hours. But there’s a catch.

You need collateral or at least a guarantee to secure the loan against. Or, the bank will consider you – like it considers all startups – a risk and reject your application. Now, for collateral, use your home or car.

But if you’re unwilling to risk such valuable assets, then get a guarantee from the Small Business Administration. It guarantees up to 80 percent of your loan if you qualify.

2: Approach Venture Capitalists

Does your business have a high growth-potential? Then established entrepreneurs are likely to notice the potential and approach you, hoping to buy equity in your startup. And years from now, when your business has taken off, they’ll reap high returns.

However, don’t always wait for them to make contact. If possible, seek them out instead. And when you find an interested investor, sell them your ideas through a convincing sales pitch and presentation.

But remember, when you approach them, they hold the power. So besides buying equity, they may request to have debt financing as part of the deal.

3: Approach Angel Investors

Unlike venture capitalists, angel investors are not after financial gain. They just want to help you to grow your business. Now, why would a stranger be interested in you? For philanthropic reasons, of course.

Like you, angel investors started small, worked hard, and struggled to develop connections or access financing. Eventually, they made it big. And that’s what they want any entrepreneur – including you – to do.

So they offer to others what they never had – mentorship, connections, and financing – with no strings attached. However, you must find and connect with them first through angel-investment networks like Investors Circle or Angel List.

4: Rely on Crowdfunding

Crowdfunding combines angel investing and venture capitalism but with a twist. For starters, it doesn’t rely on wealthy or well-known investors like the other two. Instead, it comprises of many small investors, entrepreneur or otherwise, out to make a buck or to help someone out.

And with a few exceptions, these investors contribute small amounts. But thanks to their large number, they often raise significant sums of money. So how do you attract a large crowd to fund your project? A solid business idea and a well-crafted sales pitch usually do the trick.

5: Precautions to Take

As you raise funds, exercise caution. Don’t approach any lender or investor across. Or, you might receive funds only to pay excessive interest rates later.

How then do you know whom to approach and not to approach? By having the right information. The more you know about a lender, the better you can decide whether they are suitable for you.

Unfortunately, that’s easier said than done. Too many lenders exist. And sifting through the details of each one is impossible, for you that is. But to a lender comparison website, it isn’t.

Not only does it gather information about different lenders, both online and offline, but it also compares them. For this reason, you can find loans on this site that match your preferred loan amount and interest rate. And with that information, you can confidently start the loan application process.

Conclusion

From angel investors to venture capitalists, there are now more financial doors open to you than ever before. Therefore, make use of them. But first, do your homework, compare the lenders, and then get the best rates.

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