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Personal Finance

Air Canada flight attendant group files complaint to the Human Rights Commission

The union representing Air Canada flight attendants filed a complaint against the company with the Canadian Human Rights Commission alleging systemic discrimination and harassment of these employees.

He asked the commission “to order a review of all Air Canada policies, procedures and practices related to harassment”.

The Canadian Union of Public Employees (CUPE) states that “Air Canada, through its policies, procedures and practices, promotes harassment and discrimination at work”, in flight and on the ground.

According to the complaint, Air Canada’s uniform and make-up policies “are clearly discriminatory” to flight attendants.

The union is also outraged by the way in which the newly created Chiefs of Service on Board (CSB) is assessing flight attendants who act as flight attendants.

He says the behavior of many CSBs intimidates flight attendants and makes the workplace toxic.

CSBs allegedly made sexist, racist and homophobic remarks to or about cabin crew and flight attendants. They would also be responsible for the demotion of several cabinmasters.

The union points out that it decided to file a complaint “after several complaints of inappropriate behavior [were] inadequately handled by the company”.

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Personal Finance Tech

$1.5 million yacht attracts crowds

A crowd of curious people lined up Saturday to visit the $1.5 million luxury yacht that sits in the middle of Place Bonaventure.

“We could never afford something like that, but it’s good to dream from time to time!” Said Micheline Paré, a passionate fisherman and boater.

The Cruiser Cantius 45 is the most expensive and impressive boat ever presented at the Boat and Watersports Show held this weekend in Montreal.

Measuring 45 feet long and 14 feet high, the yacht almost did not pass through the garage door leading to the showroom.

“There was an inch between the boat and the top of the door. We can not go bigger than that, “said Alain Roy, General Manager of the Quebec Maritime Association (QMA).

“Like an apartment”

With its two bedrooms, two bathrooms, kitchen, living room and spacious cockpit, the Cruiser Cantius 45 is enough to enthuse water sports enthusiasts. The boat is even equipped with a washer, dryer, electric stove, microwave and a flat screen TV.

“He’s completely autonomous in energy, it’s the first time I see that,” said Roy. There is a generator inside, so it can run on electricity, whether for sound, air conditioning, etc. ”

“It’s just like an apartment: you can live in there,” he continued. With a boat like that, you can go to Florida, navigate the Great Lakes … there are no limits! ”

Despite the staggering price of the yacht, several serious potential buyers have already appeared at the show, according to Alain Roy.

Night in the yacht

A Mercier couple in Montérégie, for their part, had the chance to sleep inside the Cruiser Cantius 45 last night, thanks to a competition organized by the Boat Show. Jean Béchard and his wife were able to visit the exhibition at their own pace, just the two of them.

“I love boats since I was young, so it will be special to spend the night in such a luxurious boat,” Béchard said Saturday.

“Right now, I have a 32-foot, but I hope to be able to get a yacht like this one someday. But it will not be tomorrow morning! “Added the 53-year-old with a laugh. The watercraft celebrates 50 years

Twice as fast as it was created, the watercraft has become, over the decades, a machine at the cutting edge of technology.

“There is almost nothing that has stayed the same over time. Now, everything works electronically, while the first PWCs were mechanical, “says Simon Boucher, Product Specialist at BRP.

On the occasion of the 50th anniversary of the watercraft, the Quebec company BRP is presenting this weekend, at the Boat and Watersports Show, the first jet watercraft ever marketed.

Launched in 1968, the yellow and black Sea-Doo watercraft was equipped with a 18 horsepower engine and was designed to reach a speed of about 45 km / h.

“But by that time, sales had not risen, so Bombardier stopped marketing the watercraft a few years later,” says Boucher.

It was only in 1988, 20 years later, that the “modern” watercraft was born, causing a major craze in the world of water sports.

Today, BRP’s fastest watercraft boast 300 horsepower and can reach 105 km / h. Their V-shaped hull makes them much more ergonomic and their four-stroke engines are quieter and more fuel-efficient.

“And of course, we have integrated technology into vehicles,” says Simon Boucher. You can have a fully waterproof Bluetooth sound system and storage for your cell phone with built-in USB charger. “

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Personal Finance

It’s the end for Sears Canada

Sears stores across the country closed permanently on Sunday night.

The saga of the Sears bankruptcy has been making headlines for over a year now.

For many consumers, this includes the store responsible for the maintenance of their appliances. Their home maintenance service was one of the jewels of the company during its glory years. However, the extended warranties purchased from Sears are no longer valid since October 18.

And for many people, especially those who lived in remote areas of major centers, it was “the catalog store.” In the past, thanks to its remote controls, the Christmas catalog made children dream .

It is perhaps also surprising that a store that had its best years thanks to remote controls could not adapt to the expansion of online business, according to Jean-François Ouellet, professor Associate at HEC Montréal.

It’s a little paradoxical because Sears was the historic champion of remote, phone and catalog orders … It would have been natural for Sears to migrate to online commerce, but it’s a change that she did not do it fast enough.

Jean-François Ouellet, Associate Professor at HEC Montréal

Mr. Ouellet is not the only one to believe that Sears was a victim of online commerce. This is also the opinion of Jean-Claude Poitras , a marketing professor at the New Brunswick Community College in Dieppe (NBCC).

It was not until 2012 that Sears announced it had implemented a strategy to improve its online presence.

Less than two years later, Sears Canada’s parent company announced that more than 1,600 positions were abolished .

Then, in June 2017, Sears Canada was sheltered from its creditors .

Sears employees have been the hardest hit by the closure of stores across the country. In July, some employees claimed that Sears had stopped meeting its commitments to them .

The news that the company’s managers had paid generous bonuses despite the layoff of thousands of employees had also outraged part of the population, leading to a boycott campaign of the company.

In October, a former 100-year-old employee of the company lost her benefits because of the bankruptcy of the retail giant. Lisa Okill, a resident of Moncton, New Brunswick, lost her life insurance and sickness benefit program .

And in the end, even the management of liquidation sales had angered consumers. For example, a mother in Ontario had noticed in October that some of the liquidation prices, posted with stickers, were higher than the original prices found under the stickers.

In total, nearly 12,000 people from coast to coast will have lost their jobs.

Sears stores have been present in Canada since 1953.

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Personal Finance

Car transportation costs continue to rise

Car transportation is costing Quebeckers more and more: a total of $43 billion was spent in 2015, including government spending on the road network and private household spending on their car. This is the conclusion of a study conducted by Trajectoire Québec and presented jointly with the David Suzuki Foundation.

This amount, which was $33 billion in 1995 (in constant dollars), would have increased by 32.6% in 20 years.

The study aims to denounce this significant increase in road expenditures, which are still geared towards owning private automobiles rather than public transit.

It stresses, however, that motorists pay most of these costs. In fact, spending by households with a car was $36.9 billion in 2015. This expense item comes in second place, after housing and before food.

Quebec households’ expenditures in this area were 28.8 billion in 1995, an increase of 27.7% in 20 years, caused in particular by the rise in the price of fuel.

Trajectoire Québec aims to promote citizens’ rights in public transportation in Quebec. The David Suzuki Foundation advocates for conservation and environmental protection.

Significant increase in government spending

Public spending on transportation at all three levels of government increased from $ 4 billion in 1995 to $ 6.6 billion in 2015, an increase of 68.9%. The province of Quebec alone spent $ 3 billion on road infrastructure in 2015.

The study says that of these billions paid in 2015, one-third was paid by the amounts paid to the state by motorists, whether it is for example through gasoline taxes, or fees for gasoline. registration or driving license. Another third of the $6.6 billion would have been assumed by freight carriers, while the rest would have been from taxes.

The significant increase in government investment in transportation, which has occurred particularly over the last 10 years, is a result of an awareness of the deterioration of public infrastructure, the report also notes .

While they have allowed for the renovation of existing roads, these expenditures have also been used to expand the road network, something the report authors deplore. This expansion of the road network would have generated average expenditures of $1.15 billion from 2007 to 2013, according to the study, compared to an average of 275 million in the six previous years.

Through its interventions and its financial model, the State encourages the growth of the car fleet and the increase in the number of kilometers traveled, which goes against its efforts to combat climate change.

Extract of the report

The “externalities”

In addition to deploring the significant financial costs generated by the use of the automobile, the study also denounces the non-direct costs associated with it.

In particular, it assesses the “social” costs of automobile transportation – such as accidents, congestion, air pollution, greenhouse gas emissions and noise – at $ 7.6 billion in 2015, or close to $ 1,000. per capita, “largely attributable to accidents and congestion for local transportation”.

“In short, by focusing on the road supply, Quebec is inducing an increased demand which causes the increase in system costs,” concludes the document, which suggests rethinking governance in this area and financing the road network. , which should be subordinated to “various direct pricing measures” of motorists.

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Personal Finance

Why People Are Choosing To Rent Their Clothes

Do we necessarily have to buy the clothes, handbags and shoes we wear? Not at all. Whether in Europe, the United States or here, new forms of consumption emerge as the desire to own is diminished in favor of the interest for the simple use.

FROM THE DRESS TO JEANS

We rent cars, tools, bicycles, books. Men rent tuxedos … But are women willing to pay to borrow dresses, pumps and purses? Some entrepreneurs are convinced that if.

Parisians wishing to appear in the street with a 1000 € Vuitton bag ($1500) can now afford this luxury for 10 euros ($15) per day. In early November, the site InstantLuxe, specializing in the sale of high-end second-hand leather goods, launched a new handbag rental service.

In France, the rental market is almost non-existent, while it is “exploding in the United States, which is still ahead of Europe in terms of consumption patterns,” said. founder of InstantLuxe, Yan Le Floc’h,.

Like many, the businessman sees that we move from a consumption of possession to a consumption of use.

This change has been observed for a few years with various goods, including cars (think Communauto and car2go), streaming music (Stingray and Spotify), movies (Netflix), cycling (BIXI). But which is only beginning to interest the world of fashion.

With our neighbors to the south, Rent the Runway is a pioneer in the rental of clothing. The New York company was founded in 2009. It is now worth 1 billion US (1.28 billion) and its revenues reached 100 million US (128 million) last year.

Initially, women found only luxurious dresses to attend a wedding or social event.

PROVOKING THE BANK OF H & M AND ZARA

But since March 2016, American women can rent clothes for work and even on weekends thanks to a subscription service. Rent the Runway wants to put an end to “static” wardrobes by replacing them with “rotational” wardrobes. This will decrease the appeal of cheap clothing, says co-founder Jennifer Hyman.

”  I want to bring about the bankruptcy of H & M and Zara. In fact no, I do not want it, I plan it. – Jennifer Hyman at Bloomberg News Agency

For US $ 89 ($ 114) a month, subscribers rent 4 garments (out of 450 brands) they keep for 30 days. For $ 70 more, they return the 4 garments as often as they want to be replaced. It is also possible to rent clothes for a few days.

In France, a similar offer has been in place since January 2017. Panoplycity.com rents branded clothing on subscription: Marc Jacobs, Kenzo, Courrèges or Sonia Rykiel. For 350 euros ($ 530) per month, the client has access to 10 pieces.

“Rental changes the relationship to clothing. We continue to buy, but we can also have fun. Instead of buying an umpteenth black coat for the winter, you can, with the same budget, take a subscription and change the coat color every week! “, Co-founder Emmanuelle Brizay told AFP in November.

REACTION OF RETAILERS

Each company exploits its niche. In the United States, Gwynnie Bee exclusively targets the strong-stature woman with her 10- to 32-year-old packs of clothing delivered by subscription.

Faced with the phenomenon, industry experts are already expecting clothing retailers to embark on the adventure. Like the supermarkets that started selling kit meals to compete with the Goodfood and Cook it of this world.

Ann Taylor stores are among the first in the United States to test the model. Subscription on infinitestylebyanntaylor.com costs $ 95 per month. The single-brand offer is obviously less extensive than that of Rent the Runway, which may diminish its attractiveness, some observers believe.

The shoe giant DSW (annual sales of 2.7 billion US) will test in 2018 rental of high-end models. An idea that is not unanimous. This new service brings the collaborative economy too far, because “shoes are personal,” said Luxury Institute president Milton Pedraza at Retail. That said, Rent the Runway has been renting shoes since 2015.

“Generation Y is completely ready for the rental market. For them, it’s not a problem not to own, because they already have their entire life [stored online] in the cloud, “said Julie Economic Daily Gazette recently, Julie El Ghouzzi, director of the Center for Luxury and the creation, a French think tank in the field of luxury.

CHIC MARIE

WHAT DOES IT RENT WHY, WHY?

Quebec brands (Eve Gravel, Dinh Bà, Annie 50), Canadian (Joe Fresh), American (Gap, Old Navy) and European (H & M, Zara, Top Shop). To enhance his work and weekend wardrobe. Sizes 0 to 16 years.

HOW IT WORKS ?

We choose three clothes that are sent to us by mail. The clothes can be returned at any time: the packages include three deliveries per month. It is possible to buy the clothes we liked.

HOW MUCH DOES IT COST ?

Subscriptions at $55 or $95 per month for nine pieces (depending on whether it’s a “casual” or a classic wardrobe). Monthly regressive price for subscriptions of six months or more.

GAS STATION

WHAT DOES IT RENT WHY, WHY?

Clothing and accessories from local designers like Marigold, Martel, Oneself, Noémia and Odeyalo for “a special evening” or just for fun and to reduce its environmental impact, argues the company.

HOW IT WORKS ?

We choose online parts that interest us. The expedition is by bike, but picking in the shop is possible. The rental is valid for seven days. We return the dress in the same way we received it.

HOW MUCH DOES IT COST ?

$45 and $ 70 for a dress. From $40 to $65 for pants.

A necklace worth $50 is rented $15 (30%)

A dress worth $179 is rented $50 (28%)

Pants worth $159 are rented $40 (25%)

THE LITTLE BLACK DRESS (LPRN)

WHAT DOES IT RENT WHY, WHY?

“To own is old fashioned! Rent! “Says the website of the Montreal company. There are evening dresses for “women of all ages and styles”. Sizes 0 to 16 years.

HOW IT WORKS ?

LPRN is the link between women who want to “make money” dresses they own and others who want to rent them. “Applicants” receive 30% of the rental price. The dress remains their property. Dresses are not shown online. You have to make an appointment and show up in a room on rue Saint-Ambroise.

HOW MUCH DOES IT COST ?

The “landlords” have the choice between 1500 dresses that they will be able to keep 72 hours for 30 to150 $.

OTHER WAYS TO APPROPRIATE CLOTHES

Purchased by subscription

After Frank & Oak, of Montreal, babyGap has just launched in the United States in subscriptions. In both cases, the principle is the same: the customer receives a box of clothes and returns only those that do not suit him. Promising, Stitch Fix (IPO on November 17) also uses this business model. The pioneer Black Socks sends socks monthly to her subscribers (since 1999). Which is reminiscent of the late Club Columbia …

Thrift stores

We know the Village des Valeurs and the network of Renaissance stores. But there are also shops that choose even more wisely the clothes they bring. In these thrift stores, where only reputable brands and cutting-edge designs are accepted, those who can not afford a new Burberry raincoat can be spoiled without shame. Fashionistas in the Montreal area are familiar with Ruse boutiques, Raymond IV-The Chic Dressing Room, Sharyn Scott, Friperie Morgan and Socket 2.

Exchange events

Between girls, why not organize a bartering party? Just be quite numerous, bring several clothes. We invent rules to avoid frustrations and we all leave with some free pieces.

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